Bicycle Insurance
Cycling is cheap, injoyable and healthy. Bicycle clubs exist all over Britain and getting on a bike is now second only to fishing as the UK's favourite sport.
Sadly, stealing bikes is aso a favourite 'sport' amongst certain sections of the community. This is partly because a bicycle is so easy to steal! All kinds of security systems exist but none are 100% effective against a determined bike thief; which the main reason why bicycle insurance is one of the UK's growth industries!
Are you paying too much for your car insurance?
Cheap car insurance specialists prudentplus.com have revealed that car Insurance premiums have steadily been increasing year on year since 2012 and now stand at an average of £429 a year for 2016; this is a 10% rise year on year for Q1. Some statisticians place that figure even higher at £767. It is more important than ever to ensure you know what factors may be pushing your car insurance up.
Age is one of the most well-known factors that affect your car insurance premium, but unfortunately that cannot be controlled. The average premium for a 18-20-year-old is £972 which steadily decreases with age up to 66-70 years old. 66-70 year olds have the lowest annual car insurance at just £241 per year. This is a 303% increase for younger drivers, whereas the difference in claim amounts is only 120% showing a clear disparity in pricing.
The highest increase in car insurance premiums fall in Scotland and the Highlands where they have increased by 21% over the last year. There are other discrepancies across the county for example the Borders pay the least for car insurance at £547 a year and Londoners are paying a staggering £1260 a year; which is 130% more! The largest decrease in average price fell to Central and North, where motorists have been lucky enough to see a £13 a year decrease (2%). Some areas have been getting a worst deal year on year, with Bradford and Uxbridge having seen their premiums double over the last 10 years.
